SOSIALISASI LITERASI KEUANGAN UNTUK SISWA: MENGHINDARI JEBAKAN PINJAMAN ONLINE ILLEGAL DAN JUDI ONLINE DI SMA AS SALAM AMBON

Abstract

Financial literacy socialization is a strategic step in addressing the digital challenges faced by the younger generation, particularly high school students. This program aims to raise students' awareness of the dangers of illegal online loans and online gambling, which have become increasingly prevalent due to technological advancements. The primary focus is to provide financial literacy education through an interactive approach, targeting students at SMA As-Salam Ambon. The implementation methods include needs analysis, material preparation, activity coordination, and evaluation. The socialization sessions utilize discussions, Q&A, and relevant case studies. Evaluation results indicate an improvement in students' understanding of financial risks and appropriate prevention strategies. The program not only equips students to identify digital traps but also strengthens their ability to make prudent financial decisions. Furthermore, by introducing comprehensive financial literacy concepts, this initiative encourages students to develop critical awareness of digital financial information and avoid the negative impacts of risky financial behaviors. This article provides practical guidance for implementing similar programs in the future, contributing to the development of financially literate and digitally protected young generations.