JAVANES ABUDZAR FAQIH AL GIBRAN; JULIUS CAESAR TRANSON SIMORANGKIR. PERLINDUNGAN DATA PRIBADI PENGGUNA PAYLATER DALAM MEKANISME PENILAIAN KREDIT OTOMATIS PADA PLATFORM E-COMMERCE. JURNAL ILMIAH PENELITIAN MAHASISWA, [S. l.], v. 4, n. 5, p. 1666–1679, 2026. DOI: 10.61722/jipm.v4i5.3109. Disponível em: https://ejurnal.kampusakademik.my.id/index.php/jipm/article/view/3109. Acesso em: 4 sep. 2026.