RIDHO FERIYANLY; ARSYADONA ARSYADONA; RYAN RAUZAN; MHD HABBIL FRIZKY; TEGAR ACHMAD FAIQ. STUDI LITERATUR PENGARUH PENERAPAN MANAJEMEN RISIKO TERHADAP BISNIS UMKM DI INDONESIA. JURNAL ILMIAH PENELITIAN MAHASISWA, [S. l.], v. 3, n. 1, p. 326–333, 2024. DOI: 10.61722/jipm.v3i`1.708. Disponível em: https://ejurnal.kampusakademik.my.id/index.php/jipm/article/view/708. Acesso em: 19 feb. 2026.