DINAMIKA KEBIJAKAN MONETER DALAM SISTEM KEUANGAN ISLAM: TANTANGAN DAN INOVASI DI ERA DIGITAL

Authors

  • Radia Havni Sari Harahap Universitas Islam Negeri Sumatera Utara
  • Selamat Syahputra Universitas Islam Negeri Sumatera Utara, Indonesia
  • Fikri Febriyano Universitas Islam Negeri Sumatera Utara, Indonesia
  • Reni Ria Armayani Hasibuan Universitas Islam Negeri Sumatera Utara, Indonesia

DOI:

https://doi.org/10.61722/jipm.v4i1.2164

Keywords:

Sharia Monetary Policy, Islamic Financial System, Sharia Fintech

Abstract

This study analyzes the dynamics of monetary policy in the Islamic financial system as well as the challenges and innovations that have emerged in the digital era. Using qualitative methods through literature review, this study examines Sharia monetary instruments such as SBIS, SukBI, and the Sharia interbank money market, and assesses their effectiveness in maintaining economic stability. The results of the study show that the combination of Islamic monetary instruments and digital innovation has the potential to strengthen the Islamic financial system in a more inclusive and responsive manner, provided that there is regulatory strengthening, harmonization of Islamic standards, and collaboration between regulators, financial institutions, and technology providers.

Keywords: Sharia Monetary Policy, Islamic Financial System, Sharia Fintech

References

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Published

2026-01-27

How to Cite

Harahap, R. H. S., Syahputra, S., Febriyano, F., & Hasibuan, R. R. A. (2026). DINAMIKA KEBIJAKAN MONETER DALAM SISTEM KEUANGAN ISLAM: TANTANGAN DAN INOVASI DI ERA DIGITAL. JURNAL ILMIAH PENELITIAN MAHASISWA, 4(1), 1293–1299. https://doi.org/10.61722/jipm.v4i1.2164

Issue

Vol. 4 No. 1 (2026): Jurnal Ilmiah Penelitian Mahasiswa

Section

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